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Employee
Benefit Services
COMPETITIVE
BIDDING PROCESS
- We
can tailor a set of insurance specifications for you or provide
you with an "off-the-shelf" version for your modification.
INSURANCE
PROPOSAL EVALUATIONS
- The
market for Employee Benefits coverage is complex (HMOs, PPOs,
self-funded plans, TPA contracts, network selection, formulary
RX plans, etc.)
- Several
of the nation's largest insurers and HMOs have recently merged.
- Employers
who require competitive medical insurance in response to rate
increases are generally coming out ahead.
SECOND
OPINIONS
- Clients
often turn to us to "bounce off" ideas about their insurance
programs.
- We
are in position to discuss the "upside" and the "downside"
of most insurance issues.
"PART-TIME"
EMPLOYEE BENEFITS INSURANCE MANAGER
- We
can serve an "off-site Benefits Manager" on an on-going
basis for clients that cannot justify the expense of employing
a benefits manager.
- This
service keeps us familiar with your insurance program and in position
to advise you of new trends and opportunities in the insurance
marketplace.
NEGOTIATION
SKILLS
- Insurance
buying should include "negotiation" to get the best
pricing and coverage.
- Working
through agents, we routinely negotiate better terms for our clients.
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